What determines your credit score? According to Visa 60% of people don't know. Here is what they say.
WHAT DOESN'T MATTER
Employment history
Interest rates on debt
Assets/savings
Age
Where you live
WHAT DOES MATTER
Paying on time
How much you owe
How long you have had credit
New Accounts and Credit Checks
The number and types of accounts.
WHAT DOESN'T MATTER
Employment history
Interest rates on debt
Assets/savings
Age
Where you live
WHAT DOES MATTER
Paying on time
How much you owe
How long you have had credit
New Accounts and Credit Checks
The number and types of accounts.
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